Blackjack Odds and Blackjack Payouts

This morning I discussed Atlantic City Blackjack and why just its payouts alone make it a bad blackjack variation. The payouts that it carries hurt a player’s blackjack odds. But, one, a good many blackjack players do not know that payout ratios impact their blackjack odds, and, two, they do not know how those payout rations impact their odds—the how and why is not known.

So, one, yes, payout rations impact your blackjack odds.

That was simple enough. But to really understand why you should avoid blackjack games with 6-5 payouts on natural blackjacks you need to see just how payout impacts odds first.

Odds in blackjack—or any casino game for that matter—are based on the player’s opportunity to make money on the game. This is why rules that allow you more opportunities to double down increase your odds while rules that limit your opportunities, such as limiting double downs to hard 9s and hard 10s, decrease your odds.

Following that line of logic, payout ratios that increase the amount of money won off of a natural blackjack will increase your blackjack odds, while those that decrease the amount you win will decease your odds.

A 3-2 payout ratio is normal for blackjack. It is the good old payout that has been a part of the game for as long as anyone can remember.

But there are now 6-5 and 1-1 payout ratios that are becoming increasingly common. Usually these ratios are found only in blackjack variations, but there are some regular, yet single deck blackjack games with a 6-5 payout. That 6-5 payout decreases your blackjack odds by 1.39% and that 1-1 payout will drop your blackjack odds by an alarming 2.27%.

The drops in your blackjack odds come about because you make less money off of the natural blackjacks you receive. There is less opportunity to make money. And with less opportunity your blackjack odds suffer. And payout ratios are not the only way hits to your odds—insurance is also a biggie that can hurt your money making odds. This is why some variations of blackjack should be avoided simply because of the hit you take to your blackjack odds.

Atlantic City Online Blackjack

I can understand creating an online blackjack variation named for Atlantic City. After Las Vegas it is the biggest city in the United States for casinos. And we do have an online blackjack variation called Vegas Strip Blackjack, named so for Las Vegas. So I suppose Atlantic City Blackjack does not surprise me now that it has shown up in the online casino world: Atlantic City Blackjack has recently been released by Cyrptologic to some of their partner online casinos.

Now while I am not a fan of blackjack variations, I will admit that Vegas Strip Blackjack is not too bad of a variation. This comes from the fact that the dealer will peek to see if he has blackjack when he has a ten-value card or Ace showing; this increases your blackjack odds since not peeking increases the house’s edge.

There are other rules to Vegas Strip Blackjack that I like, but we need to move on to Atlantic City Blackjack and why it cannot hold a candle to Vegas Strip.

Right off the bat, the first issue with Atlantic City Blackjack is the payout offered for natural blackjacks. It is only offering a 6-5 payout for a natural. This is a problem as it hits your blackjack odds for 1.39%. But the game tries to make it up to you by offering a 2-1 payout for any suited natural blackjacks, meaning that the natural must be made up of a ten-value card and an Ace of the same suit.

Yes, a 2-1 payout on a suited blackjack does offer a boost to your odds: 0.57%. But this is a poor step in trying to make up it up to players for losing so much in odds from the 6-5 payout. There is still a 0.82% difference in odds that does not favor the player.

Most players are uninformed as to just how much payout can affect their blackjack odds. I will talk about that this afternoon. But for now it is best to stay away from Atlantic City Blackjack. It is a shame that Atlantic City has to be associated with this online blackjack game.