One of the best player favorable blackjack rules out there is for a blackjack payout of 2-1 instead of 3-2. And there are a couple of reasons why this should be your favorite type of game.
First, the payout is larger. Significantly larger. A 3-2 payout breaks down to 1.5 to 1. When comparing that to 2-1 you can see how 2-1 is a larger payout. Now let’s put that in terms of money.
Let’s say that you’ve wagered $10, and then were dealt a natural blackjack. In a 3-2 game you would only win $15, whereas in a 2-1 game you would $20. The more you bet the larger the payout: in betting $100 you could win $150 or $200. Which would you want to win? That’s what I thought.
Another reason to absolutely love this blackjack rule is because of what it does to the house edge. While other player favorable blackjack rules only reduce the house edge by parts of a percent—and that’s not a bad thing, everything little bit helps after all—the 2-1 payout rule reduces the house edge by about 2.2%. Yes, 2.2%.
So let’s say that all other rules were the same and you were playing in a 2-1 game; and we’ll go worst case scenario of a house edge of 5%. The 2-1 rule reduces the house edge to 2.8%. If you’re playing perfect basic strategy you can come even closer to evening out the odds; and if you’re a card counter the odds can be tilted in your favor.
Now the down side to this blackjack rule is that it’s not offered often because when it is pro blackjack players will flock to and descend on those games. And with large bankrolls too. Casinos will then have to make a great number of payouts to the pros, causing casinos to not offer this promotion often. It’s not been unheard of for the 2-1 promotions to be cut off because the pros have won too much money.
But if you hear tell of one of these 2-1 payout games, you had better run as fast as you possibly can to that casino to get there before the pros do. And while you’re running there, let me know about the game too.
Keep an eye open for Player Favorable Rules—Part V