House Rules to Avoid Part IV: The Payout That Really Isn’t Much of a Payout

If there is one thing that will make me turn my back on blackjack game, it’s a bad payout. This goes back to the idea of playing blackjack for money. Of course I want to win. But since you can’t win every single blackjack game, I don’t want to lose any more money than I have to. And you don’t either. That’s why regardless of rules, there are some tables or online blackjack games I will not play. A table or online blackjack game could have they best combination or rules possible and I will still walk away. The reason behind this? The pay out.

Most blackjack games have a payout of 3-2, which is fine. I’ll take that if I’m dealt a natural. I’ll even take double my bet if I win. But that’s with a 3-2 payout. The payout I’ll walk away from is the 6-5 payout. That alone costs a player 1.4%. And I’m not willing to pay that.

Unfortunately for all of us blackjack players, it’s becoming more popular in Las Vegas for casinos to have single deck games…but they come with a 6-5 payout. You might find it here and there online, but if you are a land-based casino player, beware.

Here’s what the breakdown is;

Let’s say you’re at a $20 table with 3-2 payout. If you win with a blackjack you’ll be paid $30. That’s fine. That’s a $10 gain every time you win with a blackjack.

Now let’s say you’re at one of these new games. It’s another $20 table but the payout is 6-5 this time. If you win with a blackjack you’re only going to be paid $24 instead of $30. And that’s only a gain of $4.

Perhaps that doesn’t seem like a lot. Let’s do some more math. Let’s say you play sixty hands in an hour. This particular night you are exceedingly lucky and are dealt blackjack every single hand. Yes, I know, that will never happen. You’ll get kicked out of the casino before the hour half way over. But for this scenario, you’ve just won sixty hands of blackjack in an hour. If you were playing at a $20 table with a 3-2 payout, you’ve been paid $1800 over the course of the hour; that’s a gain of $600. If you made the mistake of playing at 6-5 table, you will have received $1440 in payouts, which is a gain of $240. Which is the better payout?

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